Personal Checking Accounts Information


Secure Checking Green Checking Senior Checking Interest Checking Student Checking T-Fund
Money Market Premier Money Market
Overview Checking account with Theft Protection Service, credit monitoring and alerts, cell phone protection, shopping rewards, Accidental Death and Dismemberment Insurance and more! Designed for customers who use their debit/credit cards for 6 or more point of sale transactions in a month or maintain a $500 minimum daily balance. Designed for customers over the age of 55 Maintain a daily minimum balance of $1,000.00 or more to earn interest and avoid a service charge Designed for active students in High School or college students under 24 years of age. No check images available  Enjoy an interest rate indexed weekly based on 75% of the 13-week T-Bill. Unlimited transactions and check writing. Checking account flexibility with an indexed interest rate. Maintain a daily balance of $1,000 or more to earn interest and avoid a service charge. Your high-end account. Tiered interest rates are offered.
Minimum Opening Deposit $25 $25 $25 $1000 $25 $10,000.00  $1,000  $125,000
Minimum Daily Balance to avoid monthly service charge $0 $500 $0 $1000 $0 $100,000.00   $1,000 $125,000 
Service Charge $6.95/month $5.95/month N/A $10.00/month N/A  $49.00 / month $10.00/month $25.00/month
Minimum Balance to earn interest N/A N/A N/A $1000 N/A  N/A $1,000 $125,000
ATM/Mastercard® Check Card Yes 6 point of sale transactions required to avoid monthly fee Yes Yes Yes  No No No
Checks Yes Yes Free Personalized PSB checks (limited style) Yes Free intro pack of Checks (limited style)  No Limited Limited
Free Online Banking Yes Yes Yes Yes Yes  Yes Yes Yes
Free Mobile Banking/Deposit Yes Yes Yes Yes Yes  Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes Yes  Yes Yes Yes
Free E-Statements Yes Yes Yes Yes Yes  Yes Yes Yes
Learn More Secure Checking Green Checking Senior Checking Interest Checking Student Checking Contact us  Money Market Premier Money Market


Personalized Checking Just For You

Find the checking account best suited for your needs at Provident State Bank,  your choice for a community bank that began on Maryland’s Eastern Shore in 1904. Keeping track of your assets should be effortless. Provident State Bank strives to offer our valued customers the best experience possible at each and every interaction. We offer seven unique personal checking products to choose from throughout Maryland and Delaware including Secure Checking, Green Checking, Senior Checking, Interest Checking, Student Checking, Money Market, and Premier Money Market. Once you’ve chosen the checking account that is best suited for your needs, you are able to track your finances straight from your smart device with our user-friendly online and mobile banking. Managing your personal checking account in Maryland and Delaware has never been so easy!  Contact us with any questions.

Your Money, Your Way

No matter your current financial situation, setting up a checking account with Provident State Bank is an excellent step toward meeting your goals. We aim to make your experience with us as enjoyable as possible, as we treat you like family every step of the way. Browse the different ways you can customize your finances by viewing our checking account options, like Secure Checking, which helps in protecting against identity theft and offers a wide selection of discounts on purchases. Go with Premier Money Market if you’re looking to invest your assets and see a return on your investment. Whichever method you choose, you’re in the right place! Visit your local Provident State Bank branch in Maryland and Delaware to get started today.