Checking Accounts

Your friends here at Provident State Bank offer a variety of checking accounts, ensuring that you will find one that meets your financial needs. From students to senior citizens, we have a checking account for you no matter your demographic or financial situation. Our expert staff will work hard to get you fitted with the optimal checking account for spending and saving your hard-earned funds.    



Secure Checking Green Checking Balance Checking Senior Checking Interest Checking College Checking Student Checking Money Market  Premier Money Market 
Overview Checking account with Theft Protection Service, credit monitoring and alerts, cell phone protection, shopping rewards, Accidental Death and Dismemberment Insurance and more! Designed for customers who use their debit/credit cards for point of sale transactions 6 or more times in a month. Maintain at least a $500.00 balance in your account to avoid a monthly fee Designed for customers over the age of 55 Maintain a daily minimum balance of $1,000.00 or more to earn interest and avoid a service charge Designed for active full-time college students under the age of 24. NO ATM fees associated with this account. Designed for active students in High School ages 16-18. No check images available Maintain a daily balance of $1,000 or more to earn interest and avoid a service charge.  Your high-end account. Tiered interest rates are offered. 
Minimum Opening Deposit $25 $25 $25 $25 $1000 $25 $25 $1,000   $125,000
Minimum Daily Balance to avoid monthly service charge $0 $0 $500 $0 $1000 $0 $0  $1,000 $125,000 
Service Charge $6.95/month $5.95/month $5.95/month N/A $10.00/month N/A N/A  $10.00/month $25.00/month 
Minimum Balance to earn interest N/A N/A N/A N/A $1000 N/A N/A  N/A  N/A
ATM/Visa® Check Card Yes 6 point of sale transactions required to avoid monthly fee Yes Yes Yes Yes Yes  Yes Yes 
Checks Yes Yes Yes Free Personalized PSB checks (limited style) Yes Yes Free intro pack of Checks (limited style)  Limited Limited 
Free Online Banking Yes Yes Yes Yes Yes Required Yes Yes  Yes 
Free Mobile Banking/Deposit Yes Yes Yes Yes Yes Required Yes Yes  Yes 
Free Online Bill Pay Yes Yes Yes Yes Yes Yes Yes Yes  Yes 
Free E-Statements Yes Yes Yes Yes Yes Yes Yes  Yes Yes 
Learn More  Secure Checking  Green Checking   Balance Checking Senior Checking Interest Checking  College Checking  Student Checking Money Market  Premier Money Market