Provident
State Bank
P.O. Box 219
Preston, MD 21655
410.673.2401
Fax 410.673.7417
Member F.D.I.C.
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Effective Date: 9/5/08
Certificates of Deposit
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| Account Product Name |
Minimum Opening Balance |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 18 Month IRA (Fixed Interest Rate) |
$100.00 |
$100.00 |
3.22% |
3.26% |
| 5 Year IRA (Variable Interest Rate) |
$100.00 |
$100.00 |
4.20% |
4.26% |
| 1-181 Day CD |
$1,000.00 |
$1,000.00 |
2.49% |
2.51% |
| 182-364 Day CD |
$1,000.00 |
$1,000.00 |
2.74% |
2.76% |
| 12-23 Month CD |
$1,000.00 |
$1,000.00 |
2.98% |
3.01% |
| 24-35 Month CD |
$1,000.00 |
$1,000.00 |
3.17% |
3.21% |
| 36-47 Month CD |
$500.00 |
$500.00 |
3.37% |
3.41% |
| 48-59 Month CD |
$1,000.00 |
$1,000.00 |
3.56% |
3.61% |
| 60 Plus Month CD |
$1,000.00 |
$1,000.00 |
4.20% |
4.26% |
| 18 Month Bump-Up CD |
$1,000.00 |
$1,000.00 |
3.22% |
3.26% |
| 42 Month Bump-Up CD |
$1,000.00 |
$1,000.00 |
3.95% |
4.01% |
| 13 Month CD Special |
$1,000.00 |
$1,000.00 |
3.71% |
3.76% |
| Fees could reduce the earnings on the account |
| A penalty may be imposed for early withdrawal or closure. |
| Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only. |
| For further information, call (410) 673-2401. |
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Effective Date: 4/18/08
Deposit Rates
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| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Super Now Plus |
1,000.00 |
1,000.00 |
0.51% |
0.51% |
| Super Savings |
$25.00 |
$25.00 |
0.51% |
0.51% |
| Looney Tunes Minor Savings |
n/a |
$25.00 |
0.51% |
0.51% |
| Money Market Plus |
$1,000.00 |
$1,000.00 - $49,999.9900 |
0.75% |
0.75% |
| Money Market Plus |
$50,000.00 |
$50,000 - $99,999.99 |
1.01% |
1.01% |
| Money Market Plus |
$100,000.00 |
$100,000.00 or Greater |
1.25% |
1.26% |
| Christmas Club |
$1.00 |
$1.00 |
3.00% |
3.00% |
| Fees could reduce the earnings on the account |
| Deposits and Credit Applications will be accepted from the Maryland and Delaware portion of the Delmarva Peninsula only. |
| For further information, call (410) 673-2401. |
| Interest Rate is subject to change after opening. |
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