SMALL BUSINESS CHECKING

·Maintain a daily balance of $500.00 with less than 100 items per statement cycle and avoid a monthly service charge.

BUSINESS CHECKING

·Maintain a daily balance of $2,500.00 with less than 200 items per statement cycle to avoid a monthly fee.

ANALYSIS CHECKING

·Businesses maintaining higher activity levels can offset their fees with an account earnings credit.

Commercial Sweep Accounts
* are not insured by the FDIC;
* are not deposits or other obligations of the institution and are not guaranteed by the institution; and,
* are subject to investment risks, including possible loss of the principal invested.

PSB offers the following types of loans:

·Business Lines of Credit
·Commercial Loans and Mortgages
·Agricultural Loans

Contact one of our branch representatives to determine which loan would best serve your needs.

Business Financing 

· Business cash flow is constantly changing. Let Provident State Bank assist you when it comes to your business financing needs. 

You can use CD's, stocks, bonds, or other securities as collateral for secured loans, without losing the interest from these investments. 

We offer a variety of term loans from 90 days to 5 years to fund your special purchases, equipment upgrades, or capital expansion. 

We can assist you with commercial mortgages so that you can take advantage of favorable tax consequences and have funds available for other priorities. 

Contact a Provident State Bank representative for current rates and let us tailor a commercial loan package to meet your specific needs.